Traffic Law
WHAT SHOULD I DO ABOUT MY TRAFFIC TICKET?
- How will Speeding Tickets effect Insurance?
- How much are the court costs and fines?
- Free Consultation
EXPERIENCED ATTORNEY FOR TRAFFIC AND SPEEDING TICKETS:
Traffic and speeding tickets can negatively impact your driving record and insurance premiums. Routine speeding charges can result in an increase of 45% to your insurance premiums for up to three years. NC has two different points systems for traffic cases, Department of Motor Vehicles (DMV) and Insurance Points.
DMV points are used by the department to determine sanctions to your privilege to drive; such as, suspending your driver’s license when you obtain 12 points in a year. Insurance points are used to determine any increase in your insurance premiums as a result of traffic ticket convictions.
For example, a conviction for speeding 70 MPH in a 55 MPH zone will result in 2 insurance points resulting in a 45% increase in your insurance premiums for three years.
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DMV POINTS TABLE
The following are DMV Points that are placed
on your driving record by DMV:
Passing stopped school bus | 5 |
Aggressive driving | 5 |
Reckless driving | 4 |
Hit and run, property damage only | 4 |
Following too close | 4 |
Driving on wrong side of road | 4 |
Illegal passing | 4 |
Running through stop sign | 3 |
Speeding in excess of 55 miles per hour | 3 |
Failing to yield right-of-way | 3 |
Running through red light | 3 |
No driver’s license or license expired more than one year | 3 |
Failure to stop for siren | 3 |
Driving through safety zone | 3 |
No liability insurance | 3 |
Failure to report accident where such report is required | 3 |
Speeding in a school zone | 3 |
Failure to properly restrain a child in a restraint or seat belt | 2 |
All other moving violations | 2 |